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What is Short Selling a House and How does it Work

Posted by Javier Nunez // September 20, 2018

What is Short Selling a House

Most people are familiar with the term “short sale”. Short sale usually means homes which worth less than what the owners owe on the mortgages. There are many who turn to strategic short sale to make financial gains. Most of the people, however, resort to foreclosure.   What is Short Selling a House A short […]


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Things to Know about the Home Affordable Modification Program

Posted by Javier Nunez // September 18, 2018

Things to Know about the Home Affordable Modification Program

Home Affordable Modification Program (HAMP) Since the emergence of the housing crisis lately, the word modification is a common phenomenon in the news. It primarily means changes in loan contract without further refinancing. The goal of such a modification is to lower payment. Home Affordable Modification Program engages the mortgage lenders, homeowners, servicers, and government […]


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Equitable Distribution and its Ins and Outs

Posted by Javier Nunez // September 13, 2018

Equitable Distribution and its Ins and Outs

The common idea about equitable distribution is that it is the equal distribution of assets after a divorce. In some community property states, equal division is obligatory. On the other hand, the equitable distribution states allow the Court to ensure a fair share of marital asset for every party. For example, in New York, equitable […]


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Avoiding Probate with a Revocable Living Trust

Posted by Javier Nunez // September 6, 2018

Avoiding Probate with a Revocable Living Trust

The base reason behind founding a revocable living trust is to avoid probate. Establishing a trust, after all, is not that difficult. It will make sure that your beneficiaries won’t have to go through a lengthy probate process in the court. Besides, your personal affairs will always remain private. As soon as your will is […]


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What is Bankruptcy in Real Estate and Options to Explore

Posted by Javier Nunez // September 4, 2018

What is Bankruptcy in Real Estate and Options to Explore

With all financial uncertainties today’s market is volatile, so seeing some homeowner going into bankruptcy or already in it is not that uncommon. Should you make it to the listing? Before reaching a final decision, it would be wiser to know what you are getting into. Though bankruptcy makes transaction quite complicated, you can still […]


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Can a Mortgage Mortgage Modification Help You Avoid Foreclosure?

Posted by Javier Nunez // August 30, 2018

Can a Mortgage Modification Help You Avoid Foreclosure

To lower your monthly mortgage payment and avoid foreclosure, you can opt for a mortgage modification. To know more about mortgage modification, keep reading this post. What is a mortgage loan modification? A mortgage modification is a change of loan agreement between a lender and a homeowner. The target of such a modification is to […]


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What is a Breach of Contract and its Remedies

Posted by Javier Nunez // August 28, 2018

What is a Breach of Contract and its Remedies

In an ideal scenario, both parties in an agreement will respect the terms and, therefore, no dispute would arise. However, in the real world the situation is quite different – delays happen, financial disputes and other unfortunate events occur frequently. In this article we focus on the legal aspects of a breach of contract and […]


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Everything You Need to Know about Non-Marital Property

Posted by Javier Nunez // August 16, 2018

Everything You Need to Know about Non-Marital Property

What is Non-Marital Property? In a divorce process, some assets remain non-marital and, thus, are not divided between the spouses. What is the marital estate? Marital properties are mutually divided by both parties in a divorce. The marital estate status means debts or assets that belong to the parties at the time of the divorce. […]


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Reasons why a Prenuptial Agreement Fails

Posted by Javier Nunez // August 14, 2018

Reasons why a Prenuptial Agreement Fails

Before a couple gets married, a prenuptial agreement is settled. It also goes by the name “prenup” or “prenupt”. A prenuptial agreement usually mandates the terms based on a couple’s unique needs, in case they get divorced. A prenup generally includes how to divide property and terms of spousal support. In the beginning, the court […]


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Things You Need to Know About Tax Lien

Posted by Javier Nunez // July 31, 2018

Things You Need to Know About Tax Lien

What is a Tax Lien? A tax lien is placed when an individual or business fails to pay tax on time. In other words, it is the government’s legal jurisdiction over your assets. This is however does not mean that the government can confiscate your property. It just restates that the government is the party […]


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